Attention homeowners: Real estate appraisal services for in Carlisle and Cumberland County

See the top seven reasons PA homeowners hire Burkholder Appraisal Services:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Cumberland county's assessment of your propertyworth
To reduce their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in PA by determining the true market value of property in question

Need help determining the value of your house in or near Carlisle, PA?
Contact Burkholder Appraisal Services.

At Burkholder Appraisal Services, we understand the unique needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Burkholder Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Burkholder Appraisal Services, we're seasoned in helping clients just like you do away with unneeded PMI insurance.

Challenging a property tax assessment

If you live in a region that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Burkholder Appraisal Services is your number one weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be annoying from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Burkholder Appraisal Services can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.